Business Loans

Unsecured loan Guy provides Business Loans for any reason. Business Acquisition, Refinance a Business, Working Capital, Business Expansion, or just about anything your business needs funding for.

Unsecured Loan Guy offers Small Business Financing to almost every type of industry. We have helped businesses of every size obtain millions of dollars in financing and have earned our reputation as a trusted source for business owners nationwide. Our clients appreciate the personalized service they receive and value knowing exactly what everything will cost up front. We want to forge a solid business alliance with you so as your business continues to thrive and you require working capital, you’ll turn to Unsecured Loan Guy for all your business’ funding.

 

Requirements

 

  • Receive up to 25% of your annual sales or 75% of monthly sales, 35% to 50% for poor credit
  • Unsecured loans range from 3 months to 24 months, secured loans range from 2 to 4 years 
  • Unsecured loan cost factors are between 1.12 and 1.45, secured APR is from 8.99% to 12.49% annually
  • Fixed payment is an ACH Monday – Friday, weekly, bi-weekly and monthly payments are available
  • Bankruptcies must be discharged one year with paperwork and tax liens in a payment plan
  • Minimum $10,000 gross monthly volume required
  • Merchant must net at least 50% of the loan after the payoff of a current balance
  • Minimum 3 months in business required
  • No more than 3 negative days and 6 NSF’s in the bank monthly
  • Interest can be written off in business taxes using a 1099-INT form
  • Minimum unsecured loan FICO is 480,
  • Secured loan is 620 to apply with 6 months of bank statements