Bridge Loans

With a focus on commercial bridge loan opportunities between $1 million and $15 million,Unsecured Loan Guy is a business partner to our Lenders. Specializing in real estate loans for asset types including multi-family, office, hospitality, and other commercial properties,  Typical transactions have an urgent closing timeline, a strong value proposition, and a clear exit strategy—usually within 12-24 months of the loan being issued.

  • Loan amount is case by case and depends on the request
  • Receive up to 25% of your SBA commitment or 50% LTV (Loan to value of collateral)
  • Programs range from 3 months to 12 years
  • Cost for a bridge loan is between 6% and 8% annually
  • Payments made monthly by check
  • No open bankruptcies and no tax liens
  • Minimum $25,000 gross monthly volume is required
  • Minimum 2 years in business required
  • Interest can be written off in business taxes using a 1099-INT form.
  • Minimum 620 FICO to apply with a signed application and your SBA commitment letter